AI-assisted
financial modeling

Build three-statement models, run DCF valuations, and organize research notes — all with an intelligent copilot that drafts, explains, and stress-tests every assumption.

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Built-in AI
financialmodeling.app/companies/apple/model
Income Statement
Balance Sheet
Cash Flow
Line Item20242025E2026E2027E2028E
Revenue
394,328412,500435,800460,200487,000
Cost of Revenue
(214,137)(222,800)(233,400)(244,100)(256,100)
Gross Profit
180,191189,700202,400216,100230,900
EBITAI
118,658126,200136,800148,400159,700
Net Income
96,995104,200113,500124,000134,100

Built for analysts covering every sector

TechnologyHealthcareFinancialsEnergyConsumerIndustrials
AI Assistant

Your analyst superpower, built into every cell

Meet the copilot that thinks like an equity analyst — grounded in your model, aware of your assumptions, and always one conversation away.

Draft forecasts

Generate revenue, margin, and working capital assumptions grounded in historical trends.

Explain any number

Click any cell and ask why — your copilot answers with the drivers behind it.

Stress-test scenarios

Spin up bull, base, and bear cases with a sentence. Compare side-by-side.

Summarize filings

Drop in a 10-K or transcript and get distilled bullets straight into your notes.

CopilotApple Inc. · Model

Why does FY26 EBIT jump 8%?

FY26 EBIT grows +8.4% driven by:

  • Revenue +5.6% on Services mix shift
  • Gross margin expansion of 60bps to 46.3%
  • OpEx growth held to 3.2%, below revenue

Create a bear case with margins flat.

Bear scenario drafted. Implied share price drops to $118.40.

⌘K

Features

A complete toolkit for equity research

Everything you need to go from blank page to defensible valuation — with AI on your side the whole way.

New

AI-Drafted Forecasts

Your copilot proposes forecast assumptions grounded in history, guidance, and peer benchmarks — you approve, tweak, or override.

Three-Statement Model

Income Statement, Balance Sheet, and Cash Flow with pre-built templates and editable line items across multiple forecast years.

Automatic DCF

FCFF, WACC discounting, terminal value, and equity value per share — all recomputed in real time as you refine inputs.

Linked Research Notes

Organize notes in a notebook-section-page hierarchy. AI summarizes filings and transcripts straight into your pages.

Sensitivity & Scenarios

Generate WACC vs. terminal growth tables and spin up AI-powered bull, base, and bear cases with a single prompt.

Company Workspaces

Every ticker gets its own workspace — notes, model, DCF, and AI context — keeping research organized and focused.

Private & Secure

Row-level security isolates your data. Your models and notes are never used to train external models.

Valuation

Spreadsheet-grade DCFs, without the spreadsheet

Build a full three-statement model with pre-populated line items. Edit any cell, add custom rows, and watch your DCF update in real time — with AI surfacing issues you'd otherwise miss.

  • Pre-built Income Statement, Balance Sheet & Cash Flow templates
  • Editable forecast period and currency/scale settings
  • Add custom line items for any company-specific metric
  • Real-time DCF recalculation and sensitivity tables
  • AI copilot explains every assumption and flag

DCF Valuation Summary

Apple Inc. — Base Case

Live

Sum of PV(FCFF)

5-year forecast period

$542.3B

PV of Terminal Value

77.3% of Enterprise Value

$1,847.2B

Enterprise Value

WACC: 9.0%

$2,389.5B

Net Debt

Cash minus total debt

($49.2B)

Implied Share Price

15.3B shares outstanding

$152.84

Workflow

From blank page to valuation in minutes

A focused, AI-accelerated process that keeps you moving forward.

01

Add a Company

Create a workspace for any public company. Add the ticker, sector, and start organizing your research.

02

Draft with AI

Let the copilot propose a first-pass three-statement model using historicals, guidance, and peer data.

03

Refine the DCF

Set WACC, terminal growth, and shares outstanding. Get instant enterprise and equity values with sensitivity tables.

04

Stress-test & Share

Generate AI scenarios, pressure-test assumptions, and converge on a defensible valuation range.

Testimonials

Loved by analysts who value their time

"The AI copilot cut my first-pass model time from a full day to under an hour. I still do the thinking — it just handles the grunt work."

Sarah Chen

Buy-side Analyst · Tech

"Finally, a modeling tool that feels built for this decade. The scenario prompts are genuinely useful for pressure-testing a thesis."

Marcus Webb

PM · Long/Short Equity

"I used to maintain 40 spreadsheets. Now everything lives here, and the AI summaries of 10-Ks save me hours every week."

Priya Raman

Sell-side Associate · Healthcare

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